.sb-rule { display: block; width: 58px; height: 3px; background: #d2122e; margin: 12px 0 0; }
.sb-rule.center { margin-left: auto; margin-right: auto; }

.sb-hero { background: linear-gradient(90deg, #0b3a9a 0%, #0d3e9f 60%, #0b399a 100%); color: #fff; }
.sb-hero-in { display: flex; align-items: center; justify-content: space-between; gap: 40px; min-height: 300px; padding: 30px 0 34px; }
.sb-crumbs { display: flex; align-items: center; flex-wrap: wrap; gap: 12px; font-size: 18px; color: #fff; }
.sb-crumbs a { color: #fff; }
.sb-crumbs a:hover { text-decoration: underline; }
.sb-crumbs span { color: #e0213d; font-size: 19px; }
.sb-crumbs em { font-style: normal; color: #fff; }
.sb-title { margin: 22px 0 0; font-family: Georgia, "Times New Roman", serif; font-size: 72px; line-height: 1.1; font-weight: 400; letter-spacing: -.01em; color: #fff; }
.sb-hero .sb-rule { width: 132px; height: 4px; margin-top: 18px; background: #e0213d; }
.sb-lead { margin: 24px 0 0; font-size: 22.5px; line-height: 1.6; color: #fff; }
.sb-art { width: 268px; height: auto; flex: none; margin-right: 34px; fill: none; stroke: #fff; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; opacity: .92; }
.sb-art .sb-art-fill { fill: #0c3c9c; }

.sb-process { padding: 40px 0 0; text-align: center; }
.sb-h2 { margin: 0; font-size: 34px; line-height: 1.2; font-weight: 700; letter-spacing: -.015em; color: #0b1a3c; }
.sb-process .sb-rule { width: 76px; margin-top: 16px; }
.sb-steps { list-style: none; display: grid; grid-template-columns: repeat(5, 1fr); margin: 32px 0 0; padding: 0; }
.sb-step { position: relative; display: flex; flex-direction: column; align-items: center; padding: 0 10px; }
.sb-step + .sb-step::before { content: ""; position: absolute; top: 51px; right: calc(50% + 68px); left: calc(-50% + 68px); height: 2px; background: #c3c9d4; }
.sb-step + .sb-step::after { content: ""; position: absolute; top: 47px; right: calc(50% + 64px); width: 10px; height: 10px; border-radius: 50%; background: #8f97a6; }
.sb-step-ico { width: 104px; height: 104px; border-radius: 50%; display: grid; place-items: center; background: #0d3fa6; color: #fff; }
.sb-step-ico svg { width: 56px; height: 56px; fill: none; stroke: currentColor; stroke-width: 1.3; stroke-linecap: round; stroke-linejoin: round; }
.sb-step-dot { width: 12px; height: 12px; margin-top: 10px; border-radius: 50%; background: #d2122e; }
.sb-step h3 { margin: 14px 0 0; font-size: 21px; line-height: 1.25; font-weight: 600; letter-spacing: -.01em; color: #0b1a3c; }
.sb-step p { margin: 6px 0 0; max-width: 230px; font-size: 16.5px; line-height: 1.5; color: #1d2433; }

.sb-info { padding: 42px 0 0; }
.sb-info-in { display: grid; grid-template-columns: 548px minmax(0, 1fr); gap: 66px; align-items: start; }
.sb-fee { padding: 22px 28px 24px; border: 1px solid #dfe3ea; border-radius: 10px; background: #fff; box-shadow: 0 3px 12px rgba(11, 26, 60, .05); }
.sb-fee-head { display: flex; align-items: center; gap: 22px; }
.sb-pound { width: 60px; height: 60px; border-radius: 50%; display: grid; place-items: center; flex: none; background: #0d3fa6; color: #fff; font: 700 32px/1 Georgia, serif; }
.sb-fee-head h2 { margin: 0; font-size: 25px; line-height: 1.2; font-weight: 600; letter-spacing: -.01em; color: #0b1a3c; }
.sb-fee-head .sb-rule { width: 86px; margin-top: 12px; }
.sb-rows { margin: 18px 0 0; }
.sb-rows div { display: flex; justify-content: space-between; padding: 6px 0; font-size: 19px; line-height: 1.4; color: #1d2433; }
.sb-rows dt, .sb-rows dd { margin: 0; }
.sb-total { display: flex; align-items: baseline; justify-content: space-between; margin-top: 14px; padding-top: 18px; border-top: 1.5px solid #d5dae3; }
.sb-total span { font-size: 23px; font-weight: 600; color: #0b1a3c; }
.sb-total strong { font-size: 34px; font-weight: 700; letter-spacing: -.01em; color: #d2122e; }
.sb-note { margin: 4px 0 0; font-size: 16px; font-style: italic; line-height: 1.45; color: #2b3242; }
.sb-promise { display: flex; align-items: center; gap: 12px; margin: 18px 0 0; font-size: 18px; font-weight: 600; color: #0d3fa6; }
.sb-promise svg { width: 28px; height: 28px; flex: none; }
.sb-promise .f { fill: #0d3fa6; }
.sb-promise .c { fill: none; stroke: #fff; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

.sb-need { padding-top: 8px; }
.sb-need h2 { margin: 0; font-size: 28px; line-height: 1.2; font-weight: 700; letter-spacing: -.015em; color: #0b1a3c; }
.sb-need .sb-rule { width: 70px; margin-top: 12px; }
.sb-need-lead { margin: 20px 0 0; font-size: 17px; color: #1d2433; }
.sb-need ul { list-style: none; margin: 10px 0 0; padding: 0; }
.sb-need li { display: flex; align-items: flex-start; gap: 18px; padding: 12px 0 14px; }
.sb-need li + li { border-top: 1px solid #d9dee6; }
.sb-need li > div { padding-top: 6px; }
.sb-need-ico { width: 64px; height: 64px; border-radius: 50%; display: grid; place-items: center; flex: none; background: #0d3fa6; color: #fff; }
.sb-need-ico svg { width: 34px; height: 34px; fill: none; stroke: currentColor; stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; }
.sb-need h3 { margin: 0; font-size: 19px; line-height: 1.3; font-weight: 600; color: #0b1a3c; }
.sb-need li p { margin: 4px 0 0; max-width: 300px; font-size: 16px; line-height: 1.45; color: #2b3242; }

.sb-cta { display: flex; align-items: center; gap: 24px; margin-top: 16px; padding: 14px 40px 14px 20px; border: 1px solid #dbe4f3; border-radius: 10px; background: #eef3fb; }
.sb-cta-ico { width: 76px; height: 76px; border-radius: 50%; display: grid; place-items: center; flex: none; background: #0d3fa6; color: #fff; }
.sb-cta-ico svg { width: 38px; height: 38px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.sb-cta-copy { flex: 1; }
.sb-cta-copy h2 { margin: 0; font-size: 24px; line-height: 1.25; font-weight: 600; letter-spacing: -.01em; color: #0b1a3c; }
.sb-cta-copy p { margin: 4px 0 0; font-size: 17.5px; color: #1d2433; }
.sb-cta-btn { display: inline-flex; align-items: center; justify-content: space-between; gap: 30px; width: 372px; height: 66px; padding: 0 30px 0 44px; border-radius: 6px; background: #0d3fa6; color: #fff; font-size: 24px; font-weight: 600; white-space: nowrap; }
.sb-cta-btn:hover { background: #082f7a; color: #fff; }
.sb-cta-btn svg { width: 30px; height: 30px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

@media (max-width: 900px) {
    .sb-art { display: none; }
    .sb-title { font-size: 44px; }
    .sb-lead br { display: none; }
    .sb-steps { grid-template-columns: 1fr; gap: 28px; }
    .sb-step + .sb-step::before, .sb-step + .sb-step::after { display: none; }
    .sb-info-in { grid-template-columns: 1fr; gap: 34px; }
    .sb-cta { flex-wrap: wrap; padding: 20px; }
    .sb-cta-btn { width: 100%; font-size: 20px; }
}
@media (max-width: 560px) {
    .sb-title { font-size: 36px; }
    .sb-lead { font-size: 18px; }
    .sb-h2 { font-size: 28px; }
    .sb-fee { padding: 20px 18px; }
}